Limited Company Mortgages require specialist lenders as the structure of these loans can be complicated.
Who Is a Limited Company Mortgage for?
Landlords who own more than one property may find tax benefits by operating their buy-to-let property portfolio through a limited company. These property investment companies are known as Special Purpose Vehicles (SPV) and lenders have developed specific products for this specialist lending. Anyone choosing to buy property through a limited company will require this type of mortgage.
SPV Mortgage Services
These services will be required for those considering a SPV Mortgage for:
- Selling your current property to your limited company
- Remortgaging a property within an SPV
- Buying high-risk property through your company (e.g. above a shop)
- Expats looking to purchase and remortgage through their limited company
TAXATION ADVICE AND MOST BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please note that some mortgages such as commercial BTLs are not regulated by the FCA.
